Attention homeowners: Real estate appraisal services for in Algonac and Saint Clair County
The top seven reasons Michigan homeowners call on Appraisal Dynamic:
We at Appraisal Dynamic understand the particular needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Appraisal Dynamic are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's market value, not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.
Challenge a property tax assessmentYour local tax assessor may have your house overvalued if you live in a local area that's going down or not appreciating as much as other properties close by. That means you are paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Appraisal Dynamic is your perfect weapon when contesting your property tax assessment.
Appraisals to remove PMIPMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are qualified in helping people just like you rid themselves of unneeded PMI insurance.
HELOC recently frozen?If your home is in a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Appraisal Dynamic can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would like to have a professional double-check it for efficiency or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Appraisal Dynamic can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.